About Us

Ensight CRC Group offers an independent professional loan review service that effectively provides an analytical financial assessment of loan quality both at origination and throughout the loan term - a necessary contribution for good corporate governance. The focus of our service is the lending processes and loan portfolio, and this alone.

Ensight CRC Group possesses the competencies to fully perform loan review on an outsourced basis and to provide, as required, recommendations on credit underwriting, loan structure, and credit risk management, including internal controls, loan servicing, and criticized loan reporting. These services will be performed by more qualified and experienced professionals at costs considerably less than can be performed internally by the Bank.

Loan Review Services

Ensight CRC Group primarily provides loan review and loan due-diligence services, as well as other consulting services, to community banks in the Southeastern US from Florida to Virginia utilizing a proprietary electronic loan review program. (more)

Due-Diligence Review Services

Our experienced loan professionals can provide due-diligence review for open-market and assisted-transaction bank acquisitions, capital investment, and valuation of loan portfolios for purchase or sale. (more)

Concentrations & Stress Testing Analysis

Ensight CRC Group can provide Concentrations and Stress Testing Analysis beginning with a “top-down” analysis of loan trial balance data fields to identify regulatory and “sensitive” loan portfolio concentrations and followed by “bottom-up” stress testing utilizing Ensight program financial and valuation information to provide a “forward-looking” credit quality and capital adequacy assessment. (more)

Problem Loan Resolution

In most cases, it is neither efficient nor effective for a community bank loan officer or a senior officer of the community bank to resolve a problem loan. (more)